-
Hire a real estate professional to help you find your dream home and fine-tune your financial expectations. A buyer agent is 100% legally responsible for representing the buyer's interest in a real estate transaction.
-
Shop for mortgage rates and terms. A difference of even half a percentage point can mean a huge savings over the life of a loan.
-
Prequalify for a loan. This determines how much home you can afford. It allows you to move swiftly when you find the right home and indicates to the seller that you are serious and really can afford to buy the property. Create a realistic idea of the property you'd like to buy. Make two lists: one with the items you can't live without and one with features which you would enjoy. Refine the lists as you house hunt. Your agent has many tools available to find current homes on the market.
-
Visit selected properties. Your RE/MAX agent arranges showings and keeps track of the properties you've seen.
-
Your RE/MAX agent can point out features that help or hurt resale value.
-
After touring each home, write down what you like and didn't like. This will help you narrow down the field.
-
Once you've decided on your choice, your RE/MAX agent will submit an offer with your goals in mind.
-
A home inspection should be part of your offer. Your agent knows reputable inspectors and will negotiate to get you the most for your money once the inspector's report is final.
-
Your RE/MAX agent will assist you in closing by making sure all necessary deposits are made and the mortgage, title, homeowners insurance and other paperwork required by local or state governments are completed.
